This information was last updated in February, 2021. For information for renters, click here. Many Homeowners Are Protected from Foreclosure. There is currently a moratorium (or pause) on most foreclosures under federal law. This moratorium expires on June 30, 2021. Please note: this moratorium does not apply to every mortgage. It only applies to the…
People of color are disproportionately burdened by unaffordable utility service. Nationally, Black and Latinx households spend a greater percentage of their income on energy costs than white households. The percentage of household income spent on energy costs is known as an energy burden. For years, Pennsylvania permitted unaffordable energy burdens of up to 17% of…
For years, Philadelphia operated an inefficient assistance program for low-income water customers, Philadelphia’s most economically vulnerable households. The program helped only 7,000 of more than 60,000 low-income Philadelphia households per year. Customers in that program received a small grant and fixed bill amounts for 12 months. If you were enrolled in that program and your…
A recent Pew Charitable Trusts article highlighted a growing problem across the country – overdue water bills causing the loss of a family home. In Philadelphia, getting behind on your water bills could mean losing your home through a Sheriff’s Sale – a public auction where the City sells your property to the highest bidder. That’s a…
Each year, residential Philadelphia Gas Works (PGW) and PECO customers are protected from utility shut offs by the winter moratorium. In Pennsylvania, it is illegal for utility companies to shut off services for low-income customers because of non-payment between December 1 and March 31. To be protected
