DEBT & CONSUMER RIGHTS

Bankruptcies can give people with significant debt a fresh start. CLS provides representation, legal advice, and referrals to clients for whom bankruptcy might be appropriate.

CLS provides legal advice and representation to Philadelphians who have been victimized by a consumer scam.  We can also provide assistance on how to protect yourself from identity theft.

CLS can help you get a copy of your credit report and dispute inaccurate information. We can help with issues and questions about credit repair and debt relief programs. We may also provide legal advice.

If you are being harassed or sued by a debt collector, CLS can help. We can also help if your bank account, benefits or wages are being garnished or frozen.

If you are having trouble with an illegal payday loan, CLS may be able to help.  We  can help you get out of the payday loan debt trap.

CLS helps student loan borrowers who are having trouble paying back their loans, who are facing garnishment of wages or government benefits, or who have a dispute with their lender or loan servicer.