Consumer Bankruptcies: Chapter 7 and Chapter 13
There are two main types of bankruptcies that generally apply to consumers: Chapter 7 and Chapter 13. Chapter 7 is…
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How to File Chapter 7 Bankruptcy
The forms needed to file a Chapter 7 bankruptcy are available at website for the United States Bankruptcy Court for…
Predatory: How Payday Lenders are Using Trojan Horse Tactics to Weaken Consumer Protections in Pennsylvania
Payday loans are an abusive form of lending that traps cash-strapped borrowers into a long-term cycle of debt, which leads…
Philadelphia Shows Steady Progress Collecting Property Taxes While Also Helping Homeowners
Philadelphia’s tax one-year non-collection rate hit a low of 3.9% in 2017, according to a report out in February from…
Comments on Proposed Rulemaking Regarding Unfair Market Trade Practices
This week, Community Legal Services submitted comments to proposed rules issued by Pennsylvania’s Office of Attorney General. The rules seek…
Testimony in Support of City Bill Increasing the Wage Tax Refund to Low-Income Workers
CLS attorney Montgomery Wilson, Esq, submitted testimony to the City Committee on Finance on November 13, 2019 in support of…
Philadelphians: In Foreclosure, Behind, or About To Be Behind on Your Mortgage? Here’s What You Need to Know
This information was last updated February, 2021. En Español Many homeowners have had trouble paying their mortgages because of job…
Residentes de Filadelfia: ¿Su vivienda está en ejecución hipotecaria o está atrasado (o a punto de atrasarse) en el pago de su hipoteca? Esto es lo que necesita saber
Actualizado 13 de abril de 2020 Muchos propietarios de vivienda pueden tener problemas para pagar sus hipotecas debido a la…
What You Need to Know If You Haven’t Received Your Second Stimulus Payment
This information was last updated on March 03, 2021 At the end of December 2020, the government began sending people…
Resolving Tangled Titles in Philadelphia
Para información en español What is a tangled title? If you live in a house that you think you…
File for a Stimulus Payment NOW Even if You Don’t Normally File Taxes!
Even if you don’t normally file taxes, you should file for a stimulus payment right away. You could get money…
Report: Debt Collection in Philadelphia
Community Legal Services commissioned the following study by the Reinvestment Fund to learn about the impact of debt collection cases…
Brief: The Treasury Department Must Ensure Fair Access to Stimulus Payments for All
We are so excited that the American Rescue Plan has authorized a third round of stimulus payments–offering an essential lifeline…
What Will CTC Checks Mean for Your Family?
To help people get through the COVID-19 pandemic, the American Rescue Plan massively expanded the Child Tax Credit (CTC). It…
Report: How the Pandemic Response Has Failed Young People & What We Need to Thrive
This report was written by Youth Justice Project inaugural Youth Action Board members, Deja Morgan, Alexi Chacon, and Madison Nardy. …
CLS Supports New Effort to Work with Funeral Homes to Prevent Tangled Titles
On December 2, 2021, Michael Froehlich, Managing Attorney of the Homeownership and Consumer Rights Unit, provided the following brief testimony…
