Rose Candelario and her husband, Raleigh Blythe, were shocked to find their house on a list of foreclosures- particularly since they had been making regular payments to their mortgage. They found out that they had been tricked into taking out a predatory loan, which included a $15,000 balloon payment that the bank did not disclose to them.Rose: “We didn’t know anything about predatory loans. I didn’t even know what a balloon loan was and how it worked. I thought in 15 years, the loan was supposed to be paid in full. We didn’t know there was going to be a balance.”
Nathaneal Rodriquez, a restaurant worker and aspiring musician, always had a passion for food. “I grew up in a household where we were all cooking together,” the 33-year-old says. He honed his cooking skills by working in food services during his time in the Marines. When Nathaneal came back to Philadelphia, he worked diligently at several restaurants in the city, all under the same owner.
Capreece Lackey finally got her pardon in June 2013 and her record has been expunged to a clean one, giving her a fresh start. She is looking forward to beginning her healthcare career.Below is Capreece’s story, reprinted from our FY2012 Annual Report:Capreece Lackey is striving for a career where she can help people and provide for her family in a meaningful way. Clean and sober for 13 years, Ms. Lackey has a goal of becoming a Certified Nurse’s Assistant someday.
CLS’ Employment Unit has represented hundreds of restaurant workers over the years, recovering stolen wages and enforcing labor laws. The vast majority of our clients facing exploitation in the restaurant business have been undocumented immigrant workers, although our clients fit many other demographic profiles.Wage theft is a common practice by employers looking to cut costs in this low regulation, low union density industry. We have helped clients with a wide variety of issues, including people who were not paid their last few paychecks, were denied overtime despite working more than 40 hours in a week, had their tips stolen by their employers, had improper deductions from their paychecks, had to pay for dine-and-dash customers, suffered discrimination, and were injured on the job but not given proper medical attention.
Each year, residential Philadelphia Gas Works (PGW) and PECO customers are protected from utility shut offs by the winter moratorium. In Pennsylvania, it is illegal for utility companies to shut off services for low-income customers because of non-payment between December 1 and March 31. To be protected
Like far too many youth aging out of foster care, Ryan was homeless.He was working hard to find a job when he learned he had a bench warrant for a retail theft citation issued to him when he was just 12 years old. He never received the notice for court because his family was homeless at the time. This bench warrant was standing in the way of Ryan getting a job and an education.
Clearing a criminal record can change the course of a person’s life. Every year, one thousand low-income individuals come to Community Legal Services of Philadelphia (CLS) because they are facing barriers to employment caused by criminal records. Consider CLS client James, who struggled for years with under and unemployment and could not sufficiently provide for…
The Presidential Administration’s proposal would take food away from 755,000 people, including 90,000 Pennsylvanians.
In 2018, Governor Tom Wolf of Pennsylvania signed the Clean Slate Act. With its signing, Pennsylvania became the first state
We often talk about the various kinds of traumas experienced by children in the child welfare system –the traumas that they experienced as a result of whatever situation landed them in foster care in the first place, the trauma of removal from their parents, and the traumas that can happen all too often in foster care.