This week, Community Legal Services submitted comments to proposed rules issued by Pennsylvania’s Office of Attorney General. The rules seek to clarify Pennsylvania’s Unfair Trade Practices and Consumer Protection Law (CPL). Fifty years ago, the General Assembly enacted the CPL to “even the bargaining power between consumers and sellers in commercial transactions, and to promote…
The forms needed to file a Chapter 7 bankruptcy are available at website for the United States Bankruptcy Court for the Eastern District of Pennsylvania at http://www.paeb.uscourts.gov/. The Court’s site also includes information on filing bankruptcy without an attorney. You can file a Chapter 7 bankruptcy on your own without hiring an attorney (called filing ‘pro…
There are two main types of bankruptcies that generally apply to consumers: Chapter 7 and Chapter 13. Chapter 7 is what most people think of as bankruptcy – it gives you a clean slate without paying your debts. Chapter 13 requires monthly payments for several years. It is most often used to save a house…
