This information was last updated on Thursday, June 18 2020
On May 7, Governor Wolf announced a halt to new mortgage foreclosure and eviction filings until July 10. In response, the Philadelphia Court has issued an order prohibiting the filing of all new mortgage foreclosure cases until July 10, 2020. For foreclosures that had been filed before May 11, 2020, a final judgment cannot be issued until July 10. In addition, any notice of intent to enter a judgment, required by Pa. R.C.P. 237.1, sent before May 11, 2020, must be resent.
Due to the court closures, all conciliation conferences in the Mortgage Foreclosure Diversion Program, all mortgage foreclosure hearings, conferences, and trials scheduled through July 6, 2020 have been postponed. All civil jury trials are cancelled through September 8, 2020. All mortgage foreclosure sheriff sales scheduled for April, May and June have also been postponed to July and September. For new dates, see this chart.
For Homeowners: More information about what COVID-19 assistance may be available to homeowners, including payment suspensions, waiver of late fees, and information about credit reporting, is available in this helpful document with frequently asked questions.
For Housing Counselors and Homeowner Advocates: More technical information about the state and federal laws and regulations that govern COVID-19 assistance, is available in this slideshow prepared by CLS as part of a training held on April 23.
You may also view a presentation conducted by CLS attorneys on Friday, April 24, to Philadelphia housing counselors at the following link. The presentation covers the current status of the Philadelphia Court of Common Pleas, mortgage programs available to homeowners facing a loss of income due to the pandemic, and other important information for Philadelphia homeowners.
Please call the Save Your Home Philly Hotline at 215-334-4663 if you have a question about your mortgage or tax foreclosure.
The Philadelphia courts remain mostly closed. This means that all conciliation conferences in the Mortgage Foreclosure Diversion Program, all mortgage foreclosure hearings, conferences, and trials scheduled through July 6, 2020 have been postponed.
All mortgage foreclosure sheriff sales scheduled for April, May, June and July have also been postponed. For new dates, see this chart.
Do you think you’ll have trouble paying your mortgage because of COVID-19? We recommend that you contact your mortgage company right away to let them know.
There will be NO electric, gas, or landline home phone shut-offs in Philadelphia while the state of PA remains under a Proclamation of Disaster Emergency. These utilities will remain ON unless the Public Utility Commission lifts the shut off restriction.
There will be NO water shut-offs in Philadelphia through June 1.
The Philadelphia Water Department will restore water service to all delinquent customers whose water has previously been terminated. The restoration fee will be waived. Customers that have been shut off for not repairing defects in their private plumbing will still need to make the necessary repairs to have their water restored.
Are you behind on paying your utilities? Pennsylvania launched the LIHEAP Recovery Crisis Program to help people prevent utility shut offs as a result of the COVID-19 crisis. You could receive up to $800 toward your past due bills. Visit this webpage to learn whether you might be eligible and how to apply.
The Philadelphia Register of Wills is closed until further notice, except for some emergencies. This means that most heirs may not be able to raise the estates of their loved ones. Raising an estate is often necessary for heirs to change a deed out of the name of a deceased owner and assume a mortgage loan where the borrower has died. For questions regarding probate or estates, you can e-mail ROWonline@phila.gov or to speak to a CLS advocate, call 214-981-3700.
The Philadelphia Department of Records is also closed to in-person and mail recordings until further notice. This means that new property owners may not be able to record their interest in a property unless they record these interests electronically.
The deadline to pay Philadelphia Real Estate Taxes, or to apply for an installment agreement (if you meet age or income restrictions) is June 15.
All property tax hearings, including Rule hearings scheduled through July 6, 2020 in Courtroom 676 of City Hall, will be rescheduled. Notices of new court dates will be sent out by the Court.
All tax sheriff sales scheduled for April, May and June have been postponed to July and September. For new dates, see this chart.
If you have questions about property taxes, call the Save Your Home Philly Hotline at 215-334-4663.
The U.S. Bankruptcy Court is open, with some changes. You can still file for bankruptcy, and if you file, the automatic protection from your creditors will still apply, if needed. During the COVID-19 pandemic, however, the Bankruptcy Court is only holding hearings by telephone.
If you are in an active bankruptcy case, you should immediately contact your bankruptcy attorney.
If you have are in an active bankruptcy case and do not have a lawyer, you should call the Bankruptcy Court for information on how to participate in hearings by phone. The Bankruptcy Court’s website has posted the phone conference numbers for each judge along with instructions.
All meetings of creditors with Chapter 7 or Chapter 13 trustees, sometimes called 341 meetings, that are scheduled from now until April 10 will be postponed or held via video conferencing. You should call the trustee or your bankruptcy attorney to find out whether your meeting will be postponed or held via video conferencing. The phone number for the trustee can be found on the “Notice of Bankruptcy” you received after filing your case or in other correspondence you may have received from the trustee.