A foreclosure is a legal process that allows a mortgage company to force the sale of a home to collect on an unpaid mortgage.

Mortgage foreclosures in Pennsylvania are on the rise. A 2005 study by the Pennsylvania Banking Department revealed that Pennsylvania has one of the highest foreclosure rates in the country. Far too often, these foreclosures are the result of abusive predatory lending practices by mortgage lenders and brokers.

Community Legal Services is working with a coalition of community groups and policy makers to ensure that laws and programs are in place to protect homeowners from predatory lending and to assist homeowners who already have been victimized. For more information, click below:

Predatory Mortgage Lending

We also provide direct representation to low-income Philadelphia homeowners facing mortgage foreclosure due to abusive and illegal lending practices as well as advice and referral for homeowners at risk of foreclosure. For more information, click below:

Mortgage Foreclosure: Your Legal Rights

Mortgage Assistance Programs